Questions to ask
1. Are you IICRC-certified (or equivalent) for water restoration, and who will be on site?
Why it matters: Water restoration is a specialty — drying science, category of water, and psychrometry matter as much as demo. Ask for company and technician credentials (WRT/ASD or local equivalents), and whether a certified tech leads the job or only sales. Certificates you can verify beat vague “fully trained” claims.
2. Have you stopped or confirmed the water source, and which category of water are we dealing with?
Why it matters: Clean supply-line water, gray water, and sewage (black water) need different PPE, disposal, and material removal. A careful company classifies category and class early and explains whether contents can be cleaned or must be discarded. If they won’t discuss source and category, you can’t trust the scope.
3. Will you moisture-map with meters or thermal imaging and share readings before and after drying?
Why it matters: Surface-dry floors can hide wet insulation, subfloors, and wall cavities. Ask how they map affected areas, what dryness goals they use (and against what baseline), and whether you get daily or end-of-job moisture logs. “Looks dry” without numbers is how mold shows up weeks later.
4. What’s the proposed dry-out plan — equipment count, runtime, and what gets opened vs saved?
Why it matters: Air movers, dehumidifiers, and controlled demolition should match the class of loss, not a one-size package. Ask what materials they expect to remove (baseboards, drywall to a height, carpet pad), what they hope to dry in place, and how long equipment typically runs. Over-demo and under-drying are both expensive mistakes.
5. What’s included in the written estimate, and how do change orders work if more wet area appears?
Why it matters: Mitigation scopes grow when cavities open. Get a written estimate that separates emergency services, equipment days, demo/haul-off, antimicrobial use if any, and contents handling. Agree that non-emergency extras need your (or your adjuster’s) OK with updated paperwork — not a surprise invoice after tear-out.
6. Do you work directly with my insurer, and what documentation will I receive for the claim?
Why it matters: Many restorers bill insurance; some expect you to pay and seek reimbursement. Clarify who authorizes work, deposit vs assignment of benefits (rules vary by state), photo logs, moisture readings, and itemized invoices. You want claim-ready docs even if you pay cash — and you should understand you’re still responsible if coverage is denied.
7. Are you licensed and insured for restoration (and any plumbing/electrical you touch), and can I see certificates?
Why it matters: Requirements vary by state — contractor licenses, mold remediation licenses, or specialty registrations may apply. Ask for general liability and workers’ comp certificates naming your address if your insurer requires it. Uninsured crews doing demo in a wet house are a liability if someone gets hurt or utilities are damaged.
8. Where does your water-mitigation scope end and rebuild or mold remediation begin?
Why it matters: Drying and emergency mitigation are not the same as reconstruction or full mold remediation. Ask who handles rebuild quotes, whether they self-perform or sub out, and what triggers a separate mold protocol (testing, containment, clearance). Companies that blur every line into one vague “we handle everything” package make it hard to compare bids.
9. How soon can you start, and is emergency response priced differently from scheduled dry-out?
Why it matters: Hours matter after a flood or burst pipe. Ask arrival window, after-hours fees, and whether the first visit is stabilize-only (extract, pack-out, set containment) vs full equipment set. A 24/7 promise with a 12-hour silent gap is common — get a concrete ETA and a cell contact for the crew lead.
10. What happens to my belongings, and do you offer pack-out / content cleaning with inventory?
Why it matters: Furniture, documents, and electronics need different handling by water category. Ask whether contents stay on site, go to a cleaning facility, how items are inventoried and photographed, and who pays storage. Missing inventory lists are a frequent claim fight after a big loss.
11. After equipment is pulled, what clearance criteria and follow-up do you provide?
Why it matters: You want confirmed moisture targets met, filters/equipment removed cleanly, and written recommendations for rebuild or further inspection. Ask about a final walkthrough, how long readings stay on file, and who to call if odors or damp spots return. Walking away the day fans stop with no report leaves you exposed.
Red flags
- No moisture meters, no readings shared, or “we can tell by feel.”
- Pressures you to sign a broad assignment of benefits or blank authorization before any inspection.
- Demands large cash upfront with no written scope or insurance documentation path.
- Won’t discuss water category, or treats sewage like clean water.
- Guarantees your insurer will pay the full invoice before anyone has adjusted the loss.
- Door-knocking right after a storm with only a phone number and an unmarked van.
Next-step checklist
- Stop the source if safe (main shutoff); document with photos/video before major demo.
- Call your insurer’s claim line early; ask about preferred vendors vs your right to choose.
- Get 2 bids when time allows; compare credentials, moisture-mapping, and written scope.
- Confirm license/insurance certificates and who authorizes change orders.
- Keep daily notes, moisture reports, and itemized invoices with your claim file.
- Separate mitigation from rebuild quotes so you can compare apples to apples.